Happy Mum

Hello all, I am Angela Acopic, I am a Mum of 2 and very happy. I love to blog to check out all my work today, and please subscribe to my newsletter for my blogging updates.

Angela Acopic

How to find Promo Codes and Best Coupons Online

  • May 13, 2016 at 1:41 am

couponsA lot of people are usually looking for ways to save some money these days , mostly when they’re looking forward to shopping online. Online coupons and promotion code sites are usually the best available option if you’re looking forward to such a money-saving deal.  You can find thousands of special deals and coupons on a click of a button which can help you with saving a lot of money.  The only problem that you might face is that all such websites that offer such deals are not the same.

One of the major problems that you have to face while shopping online is that whether or not a specific coupon applies to the item you want to purchase. You can face this issue even on one of the most popular of those websites like RetailMeNot.com. Once you have found the perfect deal and you have made your purchase, you want to head on to the checkout process. The problem you have to face with these popular websites is that the codes that are available on these sites are too often outdated or sometimes do not work at all. It feels very frustrating when you proceed to checkout but your code doesn’t work and you have to start the whole process from the beginning after finding another code.

You can expect this type of quality control from popular websites because they get a lot of submissions each day and expect all users to figure out such issue on their own. It does show the offers and coupons that are available on the site but on the contrary causes a lot of time waste and frustration for the users. If you are looking for a little less offers but a much better experience then you can turn to some smaller coupon sites like WeUseCoupons, PromotionCode and FreeStuffBaby.co.uk, which are not the largest or most popular but make sure that their site visitors are satisfied and experience high quality so they might become as popular. Even though these sites are comparatively smaller but they still have a loyal following and users. They have to work hard to make sure that their users are happy while they experience their website. They also make sure that their coupons and promo codes are more up to date as compared to their famous competitors where an expired offer or coupon can stay posted for days. If a discount coupon or promo code does not work or get expired, they get flagged and removed from the websites as soon as it takes to save the visitors from a lot of frustration.

People these days usually prefer quantity over quality which makes them deal with such frustrating experience. Although popular promotion websites have a fair share of deals and coupons, smaller websites have their place on the web too. They’re usually a quick option if you want to save on a purchase without wasting any time. There are not a lot of sites that care about the user experience and satisfaction while they save themselves some money, so I think we should support the ones that are out there in reward.

Ways To Show Appreciation To Your Kid’s Teacher

  • April 18, 2016 at 10:01 am

happy-teacherAs parents, it’s nothing less of a blessing to have a great teacher for your kids with whom your children spend a considerate amount of time during a week. You always want to pay your admiration to such a blessing of a person who educates your children. Below are some ways you can show your admiration to your kid’s teacher for their hard work.

A Letter of Admiration

You can always show your admiration by sending a heartfelt letter to show your gratitude. You can never underestimate the power of words. You can tell them how thankful you are for their service and you can also write in your kid’s thoughts by asking your kid to tell you about what things they like about their teacher the best. Sometimes the little ones have the best opinion and the teacher will love to read about it.

Classroom Supplies and Gifts

A lot of teachers spend a little fortune from their own money to fill in classroom supplies like crayons, scissors, markers, water colors etc. each year and supplying them with these supplies can also be a great idea to appreciate their work. You can also send them a personalized creative gift such as a mug with their name or picture on it which reads “Best Teacher Ever”, an art project created by your kid to express their relationship with their teacher, or a fun décor that will stand out and remind them of their achievement as a teacher.

Some Baked Goods

Teachers have to deal with a lot of stress on a daily basis trying to keep up with a lot of responsibilities. It is a great idea to get help from you kid to bake some cookies or other awesome stuff to entertain their teachers during the long nights of paper-grading and lesson plans preparation. If you’re busy or don’t know much about baking then you can always order some yummy cookies or caramel apples from cookiesbydesign.com to make your kid’s teacher’s day.

Public Appreciation

You can send an appreciation email to the principal or superintendent of the school to highlight the hard work and dedication of your child’s teacher. It will boost their morale and will make them stand out of other teaching staff. You can also make a public appreciation through a local newspaper which can highlight the wonderful efforts made by that teacher and you gratitude for their honest hard work. This way the teacher will get a great deal of recognition throughout the town which he/she deserves.

Homemade Dinner

In a lot of cases, teachers are familiar with the families and even close relatives of a student. In that case, if you’re comfortable inviting him/her on a dinner then it can be a great way to show your appreciation and develop a personal bond. This is also a great way for saying goodbye to a teacher to whom your child is graduating from.

Teachers put a lot of heart and soul in their job to make sure that our kids become a successful member of the society and it’s very important to make sure that they get appreciated for their work,

How To Stick To Your Financial Plan

  • April 17, 2016 at 12:52 pm

It is never too late to make a resolution to budget your finances and spending more wisely. You can highly benefit by taking some practical insights in your financial plan. You have to think about building up an emergency fund and saving up for retirement. In this case coming up with a plan to do so and sticking up with it is the only way. It can be hard to stick to your financial plan; there are times when you get distracted from your end goal. The best thing to do in this scenario is that you should remain focused  and keep in mind that you will be successful if you stick to your plan and keep your targets are realistic.

Next time you’re going for a purchase whether big or small, you should ask yourself that how much you need it, does this purchase goes with your financial plan? Will I make things work without this purchase? What will be the effect of this purchase on my budget? If you’ll run these questions through your head before making a purchase, you will end up spending smartly hence sticking to your finances.

In usual scenarios, our budgets fluctuate on a monthly basis with proportion to our incomes and expenditure. Sometimes you earn a little more and spend less and sometimes you have to deal with an unexpected expenditure that can be anything from a medical emergency to car repair. In this case, it is very important to improvise your budget and spend accordingly. You can get help with a printable budget sheet for staying on track.

Another great idea to strengthen you financial plan is to save a little amount of money on a regular basis. You can end up with more than £2000 at the end of the year if you just save £1-10 on a daily which I think is a lot better than saving nothing. All you have to do is get a little more organized and by getting organized I don’t mean that you make a plan and then forget you ever did that. Write your budget down, type it or get a print, you should know that how much you’re spending to save a bit every here and there. Stick your printed budget on the fridge or on your office wall so you could see it every now and then to stay motivated. Creating folders and files for you expenses and financial documents is also a great idea in this case which will also help you out during the tax season.

If you’re lost with your finances at some point of your life like most of us do then it’s never too late to consult a financial advisor. What they do is that they study your income sources, compare your expenses and give you a financial plan that is realistic and attainable. They can also guide you with a lot of investment opportunities that can help you attain your short and long-term financial goals.

I always use money saving expert for find money tips etc..

Saving For Your Holiday

  • April 15, 2016 at 12:47 pm

I and my family went to Greece for our last summer vacation and it was nothing less of a paradise. The beaches, the oceans, and the sunsets were nothing less of a drfamily-holidayam that we didn’t want to wake up from. It was a bonding experience for us all, given there were no daily life distractions and routines. It was hard for us to pack our bags and head back home. We all came down to a conclusion that if we want to travel more then we need to maximize money by cutting our expenses and saving more.

An ideal vacation is supposed to cause a little more expenditure than the trips you take to visit your family. There are a lot of factors that contribute to your total expense like airfare, hotel bills, food, entertainment etc. and using a credit card to pay them all is not a good idea. It’s always a better idea to save and spend money in cash. The idea of saving that much amount of money might seem a little difficult but there are some techniques that you can use to save up for your dream vacation.

Revise Your Budget

You will be amazed by knowing that how much money you can save each month just by going through your monthly budget. Some days ago, I and my husband did that and we were shocked by the results.  We summed up all our expenses that we from last few months including the major ones like the house mortgage, car and personal insurance, internet and cables bills, and we also went through our variable expenditure on groceries, clothing and entertainment. We were shocked by knowing that we were spending more than we thought we were. We use to follow up on our expenses each month but over time we became lazy.

We came to a conclusion that we need to follow a strict budget in order to maximize our savings. I think it is very important to have a monthly budget restriction, create it if you don’t have one and follow it strictly if you do. There is this website called Bankrate.com which helps you create a monthly budget and follow up on it with the help of their budget calculator. You will have to know your monthly income and all of your necessary expenditure in order to work with it. It will help you determine what unnecessary expenses you made in the previous month and you can also set up a saving account or emergency fund as well as save for vacation money.

Increase Your Savings

It is very important to save a little bit money each month for an unexpected expenditure or emergency. If you want to save money for a vacation, I’ll suggest you open a separate savings account which will help you know how much you have saved and how much money you need to meet the vacation money target.

Manage Your Expenses More Wisely

Once you have set up a budget and started saving, if you realize that there’s isn’t that much flow to the vacations saving account as much it is supposed to be then you need to get aggressive about your expenditure. At this point, you have to know that you can’t have it all, like brand clothes, nice car, and a big house at the same time you want to travel and have your dream vacations unless you’re filthy rich or you have your finances figured out for yourself. If you can relate to this situation, like most of us do. You need to pick whether you want a nice car, a big home or you dream vacation. You can save money by cutting smaller monthly expenses like eating out, movies, and useless monthly subscriptions. In the end, it’s all about what makes you happy.